Register Account - Login to Pay – Synchrony (2024)

Pay Without Log In is a simple, fast and secure way to make same-day Synchrony credit card payments online—without logging in. Use it with any connected device.

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HOW IT WORKS

  1. 1

    Register your account.

  2. 2

    Enable the Pay Without Log In feature.

  3. 3

    You’re ready to make a payment.

Questions? Download how-to guide.

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FAQ

Have questions? We have answers.

First, make sure that your account is registered on mysynchrony.com. Watch the “How To Register” video for step-by-step instructions on registering.

Once your account is registered, you can enable Pay Without Log In. Below is an overview of the process.

Click the log in icon on mysynchrony.com. As you’re logging in, you can check the box to Remember User Name.

You may also choose to check the box This is my personal device. Remember me. for the device you’re using. If you do so, you can securely use Pay Without Log In from this device without answering one of your security questions. If you choose Do NOT remember me, you will be asked to answer one of your security questions each time you use Pay Without Log In. Note: Do not check Remember me if you’re using a public device or a device that does not belong to you.

Next time you visit mysynchrony.com and click the log in icon, if you've enabled device recognition, you’ll see the Pay Without Log In button. Just tap to access online payments.

Pay Without Log In lets you make a same-day payment on your Synchrony credit card account in three easy steps. On the mysynchrony.com log in page, tap the Pay Without Log In button and then:

  1. Select your payment amount.
  2. Select your payment method.
  3. Review and authorize your payment.

Yes. We use industry-standard encryption technology and device recognition technology to protect your personal information.

We use industry-standard encryption technology to protect your personal information.

That depends. Payments received before 11:59 p.m. Eastern Time on any day will be credited that same day. Payments received after 11:59 p.m. Eastern Time on any day will be credited on the next day. Note: Payments that post to your account after the payment due date may result in a late payment fee being assessed to your account.

That depends. Online same-day payments that have a Scheduled status may be modified or canceled until 5:00 p.m. Eastern Time on the day the payment is scheduled. Payments made online after 5:00 p.m. Eastern Time may be modified or canceled until 11:59 p.m. Eastern Time that day. Payments with a Pending or Processed status, or other non-online payments, cannot be modified or canceled.

No. Pay My Provider (PMP) lets you pay your healthcare provider balances online using your CareCredit credit card. Tap here to learn more and access Pay My Provider.

No. Currently, Pay Without Log In allows you to make only one, same-day payment on each of your Synchrony credit card accounts. When you have completed a payment for one account, you will need to return to the mysynchrony.com log in page and tap the Pay Without Log In button to re-start the process and make a payment on another account.

No. Currently, you cannot schedule future payments. You can only make one, same-day payment on each of your Synchrony credit card accounts.

Yes. You can make up to 12 payments if you log in with your user name and password at mysynchrony.com.

Yes. You will receive an email confirmation of your payment at the email address you provided on your account.

You can choose any of the bank accounts that you have already registered at mysynchrony.com to pay your bill using Pay Without Log In.

First, log in at mysynchrony.com with your user name and password. You can then add or delete bank accounts by tapping the Profile menu and selecting Banking Information.

If you see another person’s name on the Log In page, tap the Not You link on the top left. Note that this will also remove the Pay Without Log In button, and you will need to enable the feature again. Tap here for complete step-by-step instructions.

Clearing cookies will clear Pay Without Log In as well, and you will need to enable the feature again.

No. No one else can access your bank account number if you use this feature. When you enable Pay Without Log In, you permit the system to remember your user name and the device you’re using, so someone using a different device would not have access to your account information. For this reason, we recommend that you do not enable the feature if you’re using a public computer or other public device.

Please call the Customer Service number shown on the back of your Synchrony card as soon as possible.

DOWNLOAD FAQ PDF

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